Have You Outgrown
Your Life Insurance?

Turn your policy into cash with a life settlement.

Welcome to Option Life

Each Year, More Than $112 Billion of Life Insurance is Cancelled by Seniors Over the Age of 65

These policy owners have made the decision that they are not going to maintain their coverage, but may not be aware that there is any value in their policy and believe that cancelling their insurance is the best way to save paying premiums. Option Life, Inc. can help you find the best options for your current life situation and your family decide whether a life settlement or the surrender value of your policy fits your needs. Don’t make any decisions without the facts.

Over 90% of seniors surveyed said they would have liked to hear about the options before they surrendered their policy.

Policy owners that quality for a life settlement can receive an average 8 times more than a policy’s surrender value.

Why Choose Option Life

What is a Life Settlement?

A life settlement is the sale of a life insurance policy to a third party for a value more than the policy’s cash surrender value. In exchange for a cash payment to the policy owner, the purchaser of the policy assumes all future premium payments and receives the death benefit upon the death of the insured, saving you money and giving you the cash now when you need it most.

Frequently Asked Questions

Learn How Life Settlements Work

Insured individuals have been selling their policies for over 50 years, and yet it is still unknown to most policy holders. It isn’t complicated, but you certainly want a team with expertise in the field ensuring you get the most money for your policy.

We work with institutions with a net worth of $100 million or more, who often buy hundreds of policies.

That depends on many factors, all individualized. We are experts in understanding every detail of your policy — and the upcoming premium costs to you — and explain it so that you may make the best decision for your and your family.

Our Experts

Meet the Team

Stephen B. Wechsler, CLU


Laura Askowitz


Contact Us

Option Life Inc. is Committed to helping our clients.

We are dedicated to the principle of treating each policy as though it belongs to a family member. That client-first philosophy is woven into everything we do. Our knowledge of the secondary market for life insurance policies translates into superior results for all those we represent.

Does your policy qualify for a life settlement? Don’t make any decisions until you know! Please complete the following form. If you prefer to speak to someone right away, please call us at (561) 621-1800 or email laura@optionlifeinc.com.

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